⭐ Trusted by 25,000+ borrowers across MMR

Loan First Solution —Fast, Affordable Loans in Mumbai, Sorted by Your Neighbourhood Experts

Loan First Solution compares offers from 45+ banks & NBFCs to get you the lowest interest rate and fastest approval — for Personal, Business, Home, LAP, Car & MSME loans, at zero consultancy fee.

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Mumbai's Trusted Loan Consultant, Based in Mumbai

India's Trusted Loan Consultancy, Built on Transparency

Loan First Solution is a Mumbai-based loan consultancy serving residents and businesses across Mumbai,  Andheri East, Andheri West, Jogeshwari, Vile Parle, Santacruz, Kurla and greater Mumbai. Whether you’re a salaried professional applying for a home loan, a shop owner near Andheri railway station in need of working capital, or a doctor looking for a professional loan, our team works directly with leading Mumbai banks and NBFCs to find you the fastest approval at the lowest possible rate.

Being based locally in Nityanand Nagar 2, near Andheri railway station, means we understand Mumbai’s property documentation, income patterns, and bank turnaround times better than a call-centre lender ever could. Walk into our office or apply online — either way, you get a dedicated loan advisor who knows the Andheri market.

Our Loan Services & Interest Rates

Competitive rates tailored to your financial needs

🏠

Home Loan

7.10% onwards

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🏢

Loan Against Property

8.25% onwards

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💼

Business Loan

10.99% onwards

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👤

Personal Loan

9.99% onwards

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🚗

New Car Loan

7.50% onwards

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🚙

Used Car Loan

11.50% onwards

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👨‍⚕️

Professional Loan

9.99% onwards

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🎓

Education Loan

9.5% onwards

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🏦

Overdraft (OD) Against Property

9.00% onwards

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💳

Credit card

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Why Mumbai Chooses Loan First Solution

Fast Local Approvals

We work directly with Mumbai bank branches, so approvals move faster than a national call centre.

Minimal Paperwork

Our team helps you prepare and file the exact documents Mumbai lenders ask for — no back and forth.

Best Local Rates

We compare offers across multiple banks and NBFCs so you never overpay on interest.

A Real Office, Nearby

Visit us near Mumbai — no waiting on hold with a distant call centre.

FAQs

Does LoanFirst Solution charge any consultancy fee?

No. Our advisory service is completely free for borrowers — we’re compensated by our partner banks/NBFCs only after your loan is disbursed.

 
How long does loan approval usually take?

Personal and business loans are typically pre-approved within 24-48 hours; home loans and LAP may take 5-10 working days depending on property verification.

 
Can I apply if my CIBIL score is below 700?

Yes. We work with lenders who evaluate profiles beyond just CIBIL score, including income stability and existing relationships.

 
Do you serve areas outside Mumbai?

Yes — we have dedicated desks for Mumbai, Thane, Navi Mumbai, Mira-Bhayandar and Vasai-Virar, with advisors who visit you locally.

Ready to Get the Best Loan Offer?

Talk to a loan expert today — free, fast and completely obligation-free.

Customer Reviews

Trusted by Thousands Across Mumbai, Thane & Beyond

Rohit Sharma

"Got my business loan approved in 3 days flat. The advisor followed up personally and explained every document clearly."

Priya Deshmukh

"Compared 4 banks for my home loan through LoanFirst and saved almost 0.4% interest. Genuinely useful service."

Imran Shaikh

"MSME loan process felt overwhelming until I called them. Zero fees, honest advice, quick disbursal."

Our Location

Phone :

+91 9594093686

Address :

office no.30, nityapriya bldg, station road, nityanand nagar 2, near Andheri railway station, andheri East mumbai – 400069

Eligibility Criteria

You could be eligible for this loan if you meet the criteria below.

  • Age between 21 and 65 years at loan maturity
  • Indian resident, salaried or self-employed
  • Minimum monthly income of ₹15,000 (salaried) or ITR of ₹3,00,000 p.a. (self-employed)
  • Property should be clear-titled and free of legal disputes
  • Minimum CIBIL score of 650
  • Employed / in business for at least 2 years

Interest Rate

Rates vary by lender, loan amount, tenure, and your credit profile.

Loan TypeInterest Rate (p.a.)Processing Fee
Salaried Applicants9.00% – 11.50%Up to 1%
Self-Employed9.50% – 12.50%Up to 1.5%
Balance Transfer8.75% – 10.75%Up to 0.5%

* Final interest rate depends on lender policy, loan amount, tenure, and credit score. Use the EMI calculator above for an exact estimate.

Documents Required

Identity Proof

Aadhaar Card, PAN Card, Passport, or Voter ID

Address Proof

Utility bill, Aadhaar, Passport, or rent agreement

Income Proof

Salary slips (last 3 months) or ITR (last 2 years) for self-employed

Bank Statements

Last 6 months' bank statement of the primary account

Property Documents

Title deed, sale agreement, and property tax receipts

Photographs

Recent passport-size photographs of the applicant

Features

💰

High Loan Amount

Borrow up to 70% of your property's market value.

📅

Flexible Tenure

Repay over a tenure of up to 15–20 years.

Quick Disbursal

Funds disbursed in as little as 5–7 working days.

🔄

Balance Transfer

Move your existing loan for a better rate.

Benefits

  • Lower interest rates compared to unsecured loans
  • Use funds for any purpose — business, education, medical, or personal
  • Retain ownership and use of the mortgaged property
  • Tax benefits may apply on interest paid, subject to usage
  • No prepayment penalty on floating-rate loans

Process

1

Apply Online

Fill in the Apply Form with your basic details.

2

Document Upload

Submit KYC, income, and property documents.

3

Verification & Valuation

Lender verifies documents and values the property.

4

Approval

Receive a sanction letter with final loan terms.

5

Disbursal

Loan amount is credited to your account.

Frequently Asked Questions

Typically up to 70% of the property's current market value, subject to the lender's policy and your repayment capacity.

Yes. Most lenders allow part-prepayment or full foreclosure, and floating-rate loans usually carry no prepayment penalty.

Approval usually takes 3–5 working days after all documents are submitted, with disbursal shortly after.

Not always, but adding a co-applicant with income can improve eligibility and the loan amount offered.

Apply Now

Share your details and our team will get back to you shortly.

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