Personal Loan

A personal loan is one of the fastest and most convenient ways to meet your financial needs without pledging any collateral. Whether you need funds for medical emergencies, weddings, travel, education, home renovation, or debt consolidation, Loan First Solution helps you find the best personal loan with competitive interest rates and a hassle-free process.

Why choose this loan?

Interest rates starting 9.99% onwards

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Personal Loan

A personal loan is one of the fastest and most convenient ways to meet your financial needs without pledging any collateral. Whether you need funds for medical emergencies, weddings, travel, education, home renovation, or debt consolidation, Loan First Solution helps you find the best personal loan with competitive interest rates and a hassle-free process.

Why choose Rupeeboss for this loan?

1. No Collateral Required Most personal loans are unsecured, meaning you don't need to pledge your property, vehicle, or other assets to get approved.
2. Quick Loan Approval Enjoy fast eligibility checks, quick approvals, and speedy disbursement to meet urgent financial requirements.
3. Competitive Interest Rates We help you compare offers from leading banks and NBFCs to secure the most affordable interest rates.
3. Competitive Interest Rates We compare loan offers from leading banks and NBFCs to help you secure the most affordable interest rate.
4. Flexible Loan Amount Choose a loan amount that matches your financial needs, whether it's for a small expense or a larger life event.

Key Features & Benefits

High-value funding — Borrow up to 70% of your property's market value.
Multi-purpose use — Use funds for business, education, medical bills or debt consolidation.
Longer repayment window — Tenures up to 15 years keep EMIs comfortable.
Continue to use the property — You retain full possession and use while repaying.
Overdraft variant available — Convert to a running credit line and pay interest only on utilisation.

Interest & Charges

Interest rate9.99% p.a. onwards
Processing feeUp to 1.5% of loan amount
Prepayment chargesNil for individual floating-rate borrowers
Late payment charges2% per month on overdue EMI
Loan cancellation feeAs applicable per lending partner

Exact charges vary by lending partner and are confirmed in your personalised offer before you accept.

EMI Calculator

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Eligibility Criteria

  • Residential or commercial property owner, aged 25–65 years
  • Salaried or self-employed with stable income proof
  • Clear property title with no legal disputes
  • CIBIL score of 700 or above preferred

Documentation Required

  • PAN & Aadhaar Card
  • Income proof (salary slips / ITR)
  • Property title deed & tax receipts
  • Bank statements for last 6 months
  • Photographs & signature verification

How to Apply

1

Check your eligibility

Fill the instant approval form with your basic details and pincode.

2

Compare your offer

See your personalised loan against property rate, tenure and EMI before you commit.

3

Upload documents

Submit KYC and property papers securely through your Rupeeboss dashboard.

4

Get funded

Once approved, funds are disbursed directly to your bank account.

Frequently Asked Questions

Can I get a loan against a rented property?+

Yes, rented residential or commercial properties are usually eligible, subject to lender policy.

What's the maximum loan-to-value?+

Typically up to 70% of the property's assessed market value.

Can this be converted to an overdraft?+

Yes, select lenders offer an OD-against-property variant on the same collateral.

FINANCIAL PLANNING TOOL

Loan EMI Calculator

Instantly estimate your monthly EMI, total interest, and total repayment amount.

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Our Location

Phone :

+91 9594093686

Address :

office no.30, nityapriya bldg, station road, nityanand nagar 2, near Andheri railway station, andheri East mumbai – 400069

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