Retirement Planning

Home Loan

Own your dream home with attractive interest rates starting at market-best offers.

Business Loan

Collateral-free capital to expand operations, buy inventory, or manage cash flow gaps.

Personal Loan

Instant unsecured funds for weddings, travel or any personal need approval in 24 hours.

MSME Loan

Specially structured funding for micro, small & medium enterprises with flexible repayment.

Loan Against Property (LAP)

Unlock the value of your residential or commercial property for large-ticket funding.

Professional Loan

Tailored credit lines for doctors, CAs, architects & other practicing professionals.

Used Car Loan

Affordable financing for pre-owned cars with minimal paperwork.

New Car Loan

Drive home your new car with up to 100% on-road funding and quick disbursal.

Working Capital Loan

Keep your day-to-day operations running smoothly with short-term working capital.

Cash Credit (CC)

Revolving credit limit against stock & receivables to manage business liquidity.

Machinery Loan

Finance for purchasing new or upgrading existing industrial machinery.

Commercial Vehicle Loan

Loans for trucks, tempos & commercial fleets with fast approvals.

Credit card

Loans for trucks, tempos & commercial fleets with fast approvals.

Debt consolidation

Debt consolidation combines multiple debts into one single loan or monthly payment

Eligibility Criteria

You could be eligible for this loan if you meet the criteria below.

  • Age between 21 and 65 years at loan maturity
  • Indian resident, salaried or self-employed
  • Minimum monthly income of ₹15,000 (salaried) or ITR of ₹3,00,000 p.a. (self-employed)
  • Property should be clear-titled and free of legal disputes
  • Minimum CIBIL score of 650
  • Employed / in business for at least 2 years

Interest Rate

Rates vary by lender, loan amount, tenure, and your credit profile.

Loan TypeInterest Rate (p.a.)Processing Fee
Salaried Applicants9.00% – 11.50%Up to 1%
Self-Employed9.50% – 12.50%Up to 1.5%
Balance Transfer8.75% – 10.75%Up to 0.5%

* Final interest rate depends on lender policy, loan amount, tenure, and credit score. Use the EMI calculator above for an exact estimate.

Documents Required

Identity Proof

Aadhaar Card, PAN Card, Passport, or Voter ID

Address Proof

Utility bill, Aadhaar, Passport, or rent agreement

Income Proof

Salary slips (last 3 months) or ITR (last 2 years) for self-employed

Bank Statements

Last 6 months' bank statement of the primary account

Property Documents

Title deed, sale agreement, and property tax receipts

Photographs

Recent passport-size photographs of the applicant

Features

💰

High Loan Amount

Borrow up to 70% of your property's market value.

📅

Flexible Tenure

Repay over a tenure of up to 15–20 years.

Quick Disbursal

Funds disbursed in as little as 5–7 working days.

🔄

Balance Transfer

Move your existing loan for a better rate.

Benefits

  • Lower interest rates compared to unsecured loans
  • Use funds for any purpose — business, education, medical, or personal
  • Retain ownership and use of the mortgaged property
  • Tax benefits may apply on interest paid, subject to usage
  • No prepayment penalty on floating-rate loans

Process

1

Apply Online

Fill in the Apply Form with your basic details.

2

Document Upload

Submit KYC, income, and property documents.

3

Verification & Valuation

Lender verifies documents and values the property.

4

Approval

Receive a sanction letter with final loan terms.

5

Disbursal

Loan amount is credited to your account.

Frequently Asked Questions

Typically up to 70% of the property's current market value, subject to the lender's policy and your repayment capacity.

Yes. Most lenders allow part-prepayment or full foreclosure, and floating-rate loans usually carry no prepayment penalty.

Approval usually takes 3–5 working days after all documents are submitted, with disbursal shortly after.

Not always, but adding a co-applicant with income can improve eligibility and the loan amount offered.

Apply Now

Share your details and our team will get back to you shortly.

FINANCIAL PLANNING TOOL

Loan EMI Calculator

Instantly estimate your monthly EMI, total interest, and total repayment amount.

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Our Location

Phone :

+91 9594093686

Address :

office no.30, nityapriya bldg, station road, nityanand nagar 2, near Andheri railway station, andheri East mumbai – 400069

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