A Used Car Loan makes it easy to own a reliable pre-owned vehicle without putting pressure on your savings. Whether you’re purchasing a car for personal use or business needs, Loan First Solution helps you secure the best used car loan with competitive interest rates, flexible repayment options, and a hassle-free approval process.
A Used Car Loan makes it easy to own a reliable pre-owned vehicle without putting pressure on your savings. Whether you're purchasing a car for personal use or business needs, Loan First Solution helps you secure the best used car loan with competitive interest rates, flexible repayment options, and a hassle-free approval process.
1. Affordable Car Ownership
Buy your preferred pre-owned car with easy financing and manageable EMIs, making vehicle ownership more affordable.
2. Competitive Interest Rates
We help you compare offers from leading banks and NBFCs to get the most suitable interest rates for your used car loan.
3. High Loan Eligibility
Avail financing for a significant portion of the car's value, depending on the vehicle's age, condition, and lender eligibility.
4. Flexible Repayment Tenure
Choose a repayment period that suits your budget and financial goals, ensuring stress-free EMI management.
| Interest rate | 11.50% p.a. onwards |
| Processing fee | Up to 1.5% of loan amount |
| Prepayment charges | Nil for individual floating-rate borrowers |
| Late payment charges | 2% per month on overdue EMI |
| Loan cancellation fee | As applicable per lending partner |
Exact charges vary by lending partner and are confirmed in your personalised offer before you accept.
Fill the instant approval form with your basic details and pincode.
See your personalised loan against property rate, tenure and EMI before you commit.
Submit KYC and property papers securely through your Rupeeboss dashboard.
Once approved, funds are disbursed directly to your bank account.
Yes, rented residential or commercial properties are usually eligible, subject to lender policy.
Typically up to 70% of the property's assessed market value.
Yes, select lenders offer an OD-against-property variant on the same collateral.
Instantly estimate your monthly EMI, total interest, and total repayment amount.
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Loan First Solution compares offers from 45+ banks & NBFCs to get you the lowest interest rate and fastest approval.
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